Saving has no age. Only future.
Poupança Mutualista Prazo 5.1 2025/30 - 7ª Série
Subscription between June 30 to July 30, 2025.
Saving has no age. Only future.
Poupança Mutualista Prazo 5.1 2025/30 - 7ª Série
Subscription between June 30 to July 30, 2025.
APR: 13.6% for a personal loan example. Financed Amount: €10,000.00. Fixed Nominal Annual Rate (TAN): 10.000%. Term: 84 months. Monthly Installment: €168.09. Stamp Duty on Credit Usage: €181.28. Contract Opening Fee: €300.00. Total Amount Charged to the Consumer (MTIC): €14,818.19. Subscription of life insurance is mandatory (included in the APR), with a premium of €217.35.
The customer may choose to pay the premium at the beginning of the contract, finance and pay it over the term, or take out the insurance with any insurer, provided the conditions proposed by Montepio Crédito are met. All mentioned fees and charges are included in the APR calculation.
Credit subject to approval by Montepio Crédito. Banco Montepio, registered with Banco de Portugal under no. 36, acts as a tied credit intermediary on a non-exclusive basis. For more information, contact Montepio Crédito – Instituição Financeira de Crédito S.A., registered with Banco de Portugal under no. 0796.
Combustion/Hybrid Vehicles
APR: 8.8% for an example of financing a new combustion vehicle through auto credit. Financed Amount: €20,000.00. Fixed Nominal Annual Rate (TAN): 6.500%. Term: 120 months. Monthly Installment: €229.75. Stamp Duty on Credit Usage: €359.04. Contract Opening Fee: €400.00. Total Amount Charged to the Consumer (MTIC): €29,020.50. Life insurance subscription is mandatory (included in the APR), with a premium of €691.46.
The customer may choose to pay the premium at the beginning of the contract, finance and pay it over the term, or take out the insurance with any insurer, provided the conditions proposed by Montepio Crédito are met. All mentioned fees and charges are included in the APR calculation.
Credit subject to approval by Montepio Crédito. Banco Montepio, registered with Banco de Portugal under no. 36, acts as a tied credit intermediary on a non-exclusive basis. For more information, contact Montepio Crédito – Instituição Financeira de Crédito S.A., registered with Banco de Portugal under no. 0796.
Electric/Plug-in Hybrid Vehicles
APR: 7.1% for an example of financing an electric vehicle through auto credit. Financed Amount: €20,000.00. Fixed Nominal Annual Rate (TAN): 5.000%. Term: 120 months. Monthly Installment: €214.09. Stamp Duty on Credit Usage: €359.04. Contract Opening Fee: €400.00. Total Amount Charged to the Consumer (MTIC): €27,141.30. Life insurance subscription is mandatory (included in the APR), with a premium of €691.46.
The customer may choose to pay the premium at the beginning of the contract, finance and pay it over the term, or take out the insurance with any insurer, provided the conditions proposed by Montepio Crédito are met. All mentioned fees and charges are included in the APR calculation.
Credit subject to approval by Montepio Crédito. Banco Montepio, registered with Banco de Portugal under no. 36, acts as a tied credit intermediary on a non-exclusive basis. For more information, contact Montepio Crédito – Instituição Financeira de Crédito S.A., registered with Banco de Portugal under no. 0796.
You can always choose an insurer of your choice, as long as the insurance contract safeguards a level of guarantee equivalent to that of the contract proposed by the lender.
Each order is subject to credit risk analysis.
The information presented does not dispense consulting the legally required pre-contractual and contractual information.
Therefore, before taking out a loan, you should clarify all doubts, read the contract and particular financing conditionscarefully and make sure that the installments are suitable for your monthly budget.