Accounts and Solutions

Choose your account.

Find the bank account that works for you.

Packaged bank account

+Consigo

The solution with full access to the main everyday products and services, starting at €2.60 per month.

 

  • Current account exempt from maintenance fee 
  • 2 debit cards (maximum one card per holder)
  • 2 credit cards (maximum one card per holder, subject to bank approval)
  • 50 free, normal and immediate SEPA+ transfers made via automatic channels
  • Advance payment of up to 100% of salary (subject to bank approval)
  • Special conditions on insurance and PPRs (Retirement Savings Plan)
  • First month of subscription free 
Condições Gerais

Packaged bank account

+Contigo

The package of everyday products and services, for customers aged 18 to 30, with a monthly cost of 0 to 3.12 euros.

 

  • Current account exempt from maintenance fee
  • 1 debit card
  • 1 credit card (subject to the Bank’s approval)
  • 50 free, normal and immediate SEPA+ transfers made via automatic channels
  • Advance payment of up to 100% of salary (subject to bank’s  approval)
  • Discount on travel insurance Check-in
  • The first month after subsciption  is free
Condições Gerais

Current account

Standard Account

An account that provides access to all the bank's products for a fixed monthly fee.

 

  • Minimum opening amount of 250 euros
  • Online access, through Montepio24 web and app
  • Maintenance commission from 2.70 euros per month
  • Available to customers aged 18 and above

Current account

Salary Account

The account that allows you to advance up to 100% of your salary.

 

  • Minimum opening amount of 250 euros
  • Possibility of accessing an authorised overdraft starting at 200 euros.
  • Available for salaries from €450 and pensions or pensions from €250
  • Available to customers aged 18 and above

Current account

Basic Bank Account

An account for those requiring only the essential to manage their daily lives.

 

  • A current account with online, ATM or over-the-counter transactions
  • 1 debit card
  • 48 online SEPA+ transfers per year
  • Access to service payments and direct debits
  • Maintenance fee of 1.04 euros per quarter
know more

Current account

Junior Account

The first account for children.

 

  • From 0 to 17 years of age
  • Exempt from maintenance commission
  • Minimum opening amount of 25 euros
  • Account movement done by Legal Representatives
  • Access to the Grow Account  term deposit
  • AAccess to a Prepaid card

Current account

Special Youth Account

The account designed for young people and students. 

 

  • From 18 to 30 years of age
  • Exempt from maintenance commission until the age of 25
  • Minimum opening amount of 25 euros
  • Online access via Montepio24 web and app
  • Access to the Special Youth Savings term deposit
  • Access to the Special Youth Debit Card and +More with You Solution 

Current account

Ukraine Account

An account offering special conditions for newly arrived Ukrainian nationals in Portugal.

 

  • Maintenance fee exemption for 12 months
  • Free transfers to the Ukraine for 12 months
  • Exemption from the commission for providing 1 debit card during 12 months
Account Transfer service

Switch your bank easily.

Get free access to the Account Transfer service, which helps you switch your current account from another bank to Banco Montepio.

Keep it basic.

The basic bank account is an account that, as the name suggests, brings together the basic banking services essential for your daily life.

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  • Nr. Fiscal de Pessoa Singular
  • Nr. Identificação Fiscal Especial
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