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Under the exceptional regime established by Law No. 19/2022 in its current wording, and without prejudice to the rules generally applicable to the reimbursement of Retirement Savings Plans (PPR), provided for in numbers 1 to 4 of article 4 of Decree-Law no. 158/2002, of July 2, until December 31, 2024, participants may request the reimbursement of the value of their PPRs, without penalty, in the following situations:

- up to the monthly limit of the social support index (up to € 509.26 / month), through PPR values subscribed until September 30, 2022;

- for the payment of installments of credit contracts guaranteed by a mortgage on a property intended for the participant's own and permanent housing, as well as installments of credit for the construction or improvement of properties for own and permanent housing, and deliveries to housing cooperatives in own permanent housing solutions, being exempt from the minimum stay obligation of five years for mobilization without penalty, through PPR values subscribed until December 31, 2022;

- up to the annual limit of 24 IAS in the early repayment of credit contracts and under the conditions referred to in the previous point, through PPR values subscribed until June 27, 2023.