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Mortgage Solutions

GET RID OF THE

FEES.

Impulsar Portugal Fund

Standing alongside businesses and entrepreneurs.

Purposes:

Short term | Strategic investment | New business | Technical guarantees

 

TAE 5.323%*

More than a bank.

More than a bank, a bank with an economic and social role. With a commitment to defending social, economic, and environmental sustainability and contributing to the country's prosperity.
Storm relief measures for businesses

Start afresh. Rebuild. Rise again.

BPF Reconstruction Support.
The weather events at the start of 2026 served as a reminder that life doesn’t always give you a heads-up. But there’s one thing you can be absolutely certain of: if your business has been affected, Banco Montepio is - and always will be - by your side.

What goal are we going to achieve together?

Individuals

Realize dreams

Whether it's to buy a house, a family trip, a new car, or the project you've always wanted, we give due credit to your dreams. Discover all the financing solutions we have for you.

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Individuals

Save and prepare for the future

If your goal is to save and make your money grow, find the accounts that will help you save, including term deposits, retirement savings plans, and mutualist options.

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Individuals

Everyday banking

Find everything you need to manage your daily life without losing hours of your day. Accounts, cards, transfers, and payments, with the convenience of being able to do everything online.

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Business

Financing

Gain access to different financing solutions, European funds, and protocol lines to help achieve your company's goals.

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Business

Export and import

Through cross-border cooperation, gain access to specialized Trade Finance solutions that ensure greater control and security in your exports and imports.

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Social Economy

Start a social project

Meet the Dedicated Team and the microcredit solutions we have to support projects, ambitions, and initiatives that aim to make a difference in society and build a new future.

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Social Economy

Financing

Gain access to a range of financing solutions and protocol lines to help achieve the short and long-term goals of your institution or social project.

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Our people.

We are a bank with a human soul, and these are our people and their stories. The people who work every day to make a difference in your life. Now, you can get to know them even better.
Five Star Award 2026

We are Sustainability.

Five Star Award 2026 (Prémio Cinco Estrelas 2026) – Banking: Sustainability category.

 

Awarded by Five Stars Consulting Portugal.

 

This award is the sole responsibility of the entity that granted it.

* Financing example – Impulsar Portugal fund:

 

APR 5.323%

 

APR calculated on the basis of a nominal annual interest rate (TAN) of 5.220% – 3-month Euribor (simple arithmetic mean of the daily rates for the month preceding the interest calculation period, which, for this example, was August 2026, corresponding to 2.425%, plus a spread of 2.795%) for a current account credit facility of 500,000 euros (fully utilised on the date of agreement), for a term of 6 months, with repayments of principal plus interest payable quarterly in arrears. No fees apply.

 

This information does not constitute a contractual offer; all offers are subject to review and approval by Banco Montepio. Annual Percentage Rate (APR), calculated in accordance with Article 4 of Decree-Law No. 220/94 of 23 August.

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