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Depósito Estruturado Infraestruturas Junho 2026

Diversify your investments safely.

Please ensure you consult the Key Information Document.

 

Subscription period: until 29 May 2026.

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More than a bank.

More than a bank, a bank with an economic and social role. With a commitment to defending social, economic, and environmental sustainability and contributing to the country's prosperity.
Consumer Choice Award 2026 – Mortgages

WE ARE HOME.

Consumer Choice Award 2026 in the Mortgage category. Awarded by Consumer Choice. This award is the sole responsibility of the entity that granted it.

 

Learn more about our Mortgage Loans.

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What goal are we going to achieve together?

Individuals

Realize dreams

Whether it's to buy a house, a family trip, a new car, or the project you've always wanted, we give due credit to your dreams. Discover all the financing solutions we have for you.

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Individuals

Save and prepare for the future

If your goal is to save and make your money grow, find the accounts that will help you save, including term deposits, retirement savings plans, and mutualist options.

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Individuals

Everyday banking

Find everything you need to manage your daily life without losing hours of your day. Accounts, cards, transfers, and payments, with the convenience of being able to do everything online.

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Business

Financing

Gain access to different financing solutions, European funds, and protocol lines to help achieve your company's goals.

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Business

Export and import

Through cross-border cooperation, gain access to specialized Trade Finance solutions that ensure greater control and security in your exports and imports.

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Social Economy

Start a social project

Meet the Dedicated Team and the microcredit solutions we have to support projects, ambitions, and initiatives that aim to make a difference in society and build a new future.

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Social Economy

Financing

Gain access to a range of financing solutions and protocol lines to help achieve the short and long-term goals of your institution or social project.

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Our people.

We are a bank with a human soul, and these are our people and their stories. The people who work every day to make a difference in your life. Now, you can get to know them even better.
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Five Star Award 2026

We are Sustainability.

Five Star Award 2026 (Prémio Cinco Estrelas 2026) – Banking: Sustainability category.

 

Awarded by Five Stars Consulting Portugal.

 

This award is the sole responsibility of the entity that granted it.

* Financing Example – Personal Loan without a Specific Purpose

APR: 11.6% for a personal loan financing example. Amount Financed: €10,000.00. Fixed Annual Interest Rate: 8.200%. Term: 84 months. Monthly Instalment: €158.51. Stamp Duty on Credit Use of €176.00 and Contract Opening Fee of €300.00 apply additionally. Total Amount Payable by the Consumer (TAPC): €14,062.53. Life insurance subscription is mandatory (included in the APR), with a premium payable of €271.69. The customer may choose to pay the premium at the start of the contract, finance it and pay it over the duration of the contract, or take out insurance with any insurer, provided the conditions proposed by Montepio Crédito are met. All fees and charges mentioned have been taken into account for the purpose of calculating the APR.

 

To this end, Banco Montepio acts as a duly authorised tied credit intermediary, on an exclusive basis, for Montepio Crédito – Instituição Financeira de Crédito, S.A., registered with the Bank of Portugal under number 0796.

 

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