Investment account

One account. All your investments.

Discover the account that lets you consolidate and manage all your investments.

The Account that counts.

The Investment Account gives you access to all of Banco Montepio’s investment products and allows you to consolidate your entire investment portfolio and funds into a single account.

Continuous, real-time monitoring.

Maintain a comprehensive overview and constant, immediate and up-to-date control of your investment portfolio.

100% online.

Open your Investment Account, make deposits and withdrawals from funds to invest, and manage all your account activity via the website or app, conveniently and securely.

Step-by-step guide to opening your investment account.

Access the ‘Investment’ option via the Banco Montepio web or app.
Go to the Investments Section
Access the ‘Investment’ option via the Banco Montepio web or app.
Start the process of opening an investment account online.
Open your Online Investment Account
Start the process of opening an investment account online.
Select the investment currencies and accept the terms and conditions.
Set up your Investment Account
Select the investment currencies and accept the terms and conditions.
Top up your account with funds to invest and start investing.
Top up your account and start investing
Top up your account with funds to invest and start investing.

Frequently Asked Questions.

What is the Investment Account?
It is an account that brings together all your investments in one place – such as shares, bonds, funds or pension plans – making it easier to manage them on a day-to-day basis.
What will change for me with this account?
You can now view and manage all your investments in one place, with digital access and a simpler, more integrated experience.
Is the Investment Account a current account?
No. It is an account exclusively for investments. However, any uninvested balances remain protected by the Deposit Guarantee Scheme.
Can I have more than one investment account?
No. Each client has only one Investment Account.
Are the investments still in my name?
Yes. All the products are still registered in your name.
Does the investment account incur any costs?
No. However, there are costs associated with the transaction (which we have made more competitive!). You can view the pricing here.
What will happen to my current investments?
They will be automatically transferred to the new Investment Account, free of charge, once you have accepted the terms.
Do I need to do anything?
Yes. You just need to agree to the transfer, either online or in person in a branch.
What if I don’t want to sign up?
You may choose to sell your investments or transfer them to another organisation. In that case, you will no longer be able to purchase new products through the Bank.
Will this affect my savings or my pension scheme?
No. The terms and conditions, amounts and tax treatment remain the same — the only thing that changes is the way you view and manage your investments. You will still be able to trade them via your digital channels.
Can I share my account with someone else?
The account has a single account holder, but the account holder may authorise other people (authorised users) – with whom they share account ownership in other current accounts they hold – to view or manage their investments.
Can I open an account if I’ve never invested before?
Yes. You can open an Investment Account and start investing at any time.
Can I open an account for a minor?
Yes, through a legal representative, at a service counter. The representative manages the account until the child reaches the age of majority.
Can I close the account?
Yes. You can do so at any time, provided you have no outstanding investments or balances.

Haven’t signed up to the Investor Go and Trader Go apps yet?

Sign up now and start investing with Banco Montepio.

Need help?

Not a customer yet?

Join Banco Montepio.

Open your account online or visit one of our branches.
Open account